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Are Payday Loans Secured or Unsecured?

There are a variety of loan options available for those looking to borrow money. But there are two main types of loans, which are secured and unsecured loans. Secured loans are loans backed with something of value that the borrower… Continue Reading →

Why Is a Bad Credit Loan a Good Option?

Most people think that it’s nearly impossible to take out a loan when you have bad credit. Maybe you’re worried that borrowing money through this route will only worsen your credit score. However, bad credit loans have multiple advantages that… Continue Reading →

How Do Payday Loans Affect Credit?

Payday loans don’t affect your credit score or credit history unless you fail to repay them on time. Because payday loans are issued for a short period of time, they don’t get reported to the major credit bureaus the same… Continue Reading →

Can Payday Loans Garnish Your Wages?

What Does it Mean to “Garnish Your Wages?” A wage garnishment is a court order that forces your employer to send part of your income right to the creditor. So, if you were supposed to be paying a cash advance… Continue Reading →

5 Common Payday Loan Myhts

Payday loans have earned a reputation over the years as being the tool and trade of loan sharks, money mongers, and cheats. That is an unfortunate fact as many people have benefited from payday loans. The payday loan is designed… Continue Reading →

Advantages Of Payday

Payday loans are a quite popular type of loan. These are basically the short term loan which is guaranteed for a specific duration of about two weeks. There exist various different names of payday loans that include emergency loans, paycheck… Continue Reading →

Do I need a credit score to get a payday loan?

The short answer is no, you don’t need a credit score. Payday lenders often do not check your traditional credit score. If you’ve stumbled along the way financially or you haven’t yet built a credit history, you could still qualify… Continue Reading →

How Payday Loans Work?

Payday loans are short-term cash loans based on the borrower’s personal check held for future deposit or on electronic access to the borrower’s bank account. Borrowers write a personal check for the amount borrowed plus the finance charge and receive… Continue Reading →

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